The LMEP WAY Investment Bond

Important Information

Please Note: With regard to The LMEP WAY Investment Bond, WAY Investment Services Limited is an Appointed Representative of La Mondiale Europartner S.A. The LMEP WAY Investment Bond is issued by La Mondiale Europartner S.A., which is based in the Grand Duchy of Luxembourg. La Mondiale Europartner is authorised by the Commissariat aux Assurances (CAA) of Luxembourg and regulated by the Financial Services Authority (FSA) for the conduct of UK business. Registered Address: La Mondiale Europartner, 22, Rue Goethe, L-1021 Luxembourg, Tel: +352.45.85.87-1, Fax: +352.45.87.18

Important Information:
1. Benefits are not guaranteed and the value of investments can fluctuate.
2. This document is based on La Mondiale Europartner's understanding of current taxation laws and practices in the United Kingdom and the Grand Duchy of Luxembourg, which may be subject to future change.
3. Should the La Mondiale Europartner become, at any stage, unable to meet its obligations to clients, holders of policies issued by La Mondiale Europartner will not be protected by the Financial Services and Markets Act 2000.
4. In certain circumstances, La Mondiale Europartner may be required to seek the approval of the regulatory body Luxembourg for investments in some external funds and assets selected by clients.
5. The Investment Bond is designed for medium to long term investment and is not to be directly compared with bank or building society accounts, where an investor's capital can be accessed at any time with little or no penalty.

La Mondiale Europartner
La Mondiale Europartner (LMEP) is owned jointly by La Mondiale and the Aegon Group, through La Mondiale Participations. La Mondiale is a mutual life insurance company which became the first French mutual insurance company to be rated by Standard & Poor's. La Mondiale is one of the 10 biggest French life insurance companies with over 24 billion Euros of assets under management and a premium income in 2003 of 3.8 billion Euros. La Mondiale's status provides the stability required by policyholders. The Aegon Group is the holding company of one of the world's 10 largest listed insurance groups. The Group's businesses offer a diverse portfolio of products: principally in life insurance, pensions and related savings and investment products, but also in accident, health and general insurance.

The LMEP WAY Investment Bond (The WAY Offshore Bond)		The LMEP WAY Investment Bond brochure - The LMEP WAY Investment Bond is a whole-of-life unit linked single premium life assurance policy where premiums are invested in units/shares of selected WAY portfolio-style funds. The LMEP WAY Investment Bond offers flexibility in terms of investment style via the full range of funds available from WAY Fund Managers Limited. In this manner, investors can benefit from the constant attention of WAY's appointed team of experienced investment professionals whilst enjoying the various benefits of investing via a Luxembourg-based bond.
		Key Features of the LMEP WAY Investment Bond.
		Application Form for the LMEP WAY Investment Bond.
		Confidential Report. A check on the origin of funds. This report must be completed in every case.
		Secrecy Abeyance Agreement. Authority to waiver the Duchy of Luxembourg's strict secrecy laws in specific circumstances.
PLEASE REMEMBER: The price of units/shares and the income from them may fall as well as rise, and you may not get the amount you originally invest. Past performance is not necessarily a guide to future returns.